Payment Options

For your convenience, we accept cash, money orders and major credit cards. Payment is expected at the time services are performed. When more extensive dental care is necessary, financial arrangements can be made with our office.

 
Insurance

As a service to our patients, our Kileen dental practice accepts most dental insurance programs, including non-managed care, indemnity (traditional) and PPO out-of-network.  We are not part of any managed care network.  Our accounting staff will prepare all the necessary forms for your dental benefits. However, we remind you that your specific policy is an agreement between you and your insurance company. Please keep in mind that you are responsible for your total obligation should your insurance benefits result in less coverage than anticipated. Our staff will gladly submit a pre-treatment estimate to your insurance company so that you will know what your benefits will be.

The fees charged for services rendered to those who are insured are the usual and customary fees charged to all our patients for similar services. Your policy may base its allowances on a fixed fee schedule, which may or may not coincide with our usual fees. You should be aware that different insurance companies vary greatly in the types of coverage available. Also, some companies take care of claims promptly while others delay payment for several months.

Financing

As a service to our patients, we are pleased to offer CareCredit & Springstone Patient Financing. Both financing options can help give you the smile you've always wanted by making your procedure more affordable.

Please contact our office to request a treatment plan tailored to your specific dental needs.  Only after your course of treatment has been planned should you apply for financing.  Doing so sooner could mean that the fee plan you negotiate will not cover your entire treatment. Once your treatment plan has been finalized, you may get financing through CareCredit.

CareCredit Financing  

We’re pleased to offer our patients CareCredit, North America’s leader in patient payment plans.  CareCredit lets you begin your treatment immediately – then pay for it over time with low monthly payments that fit easily into your monthly budget. 

Like a credit card, but better

CareCredit works like a credit card, but is exclusive for healthcare services.  With no up-front costs, no pre-payment penalties, and no annual fees, CareCredit lets you pay over time and frees up cash and credit cards for the other things you want or need.  CareCredit offers low monthly payment plans for healthcare procedures not commonly covered by insurance, including dental treatment.  Plus, you can use your card again and again to pay for additional treatment for yourself or family members in any CareCredit practice.

• Low minimum monthly payments
• No-interest financing if paid within 12 months (Additional plans may be available)
• No up-front costs, pre-payment penalties or annual fees
• Learn more by visiting CareCredit.com or contacting our office.

It only takes a few minutes to apply for CareCredit and you may receive an online decision in seconds! For more information or to apply now, just click on the link below. 

Prosper Healthcare Lending is the premier financing company in the healthcare industry.  With over $4 Billion borrowed and over 250,000 people empowered, this is a name and a program you can trust.

Here are some of the benefits you’ll receive with a loan from Prosper Healthcare Lending:

·         Immediate decisions without affecting your credit!

·         Longer terms for lower monthly payments

·         No collateral required

·         No prepayment penalties

·         Fast & easy loan inquiry process

·         100% Confidential 

Springstone Patient Financing

Springstone℠ makes it possible to get the dental treatment you need by providing low monthly payments to finance your elective treatment.  Affordable payments, an easy online process, and no hidden fees - Springstone just makes sense.

Start your treatment now with an affordable extended plan1 or one of our promotional plans which are no-interest if paid in full within 6, 12, 18 or 24 months*. Select the amount that best fits your situation. For extended plans, you may borrow from $2,000 to $40,000. For promotional plans which are no-interest if paid in full within 6, 12, 18 or 24 months*, you may borrow from $499 to $25,000. Subject to credit approval.

Extended plans from 24 to 84 months offer rates as low as 3.99% APR and payments that never increase. Springstone extended plans have no hidden fees, penalty rates or unpleasant surprises.

Complete the quick online application anytime and in most cases you'll have an answer within seconds. You can then print your loan documentation right from the website. Simply sign and fax back from your home and you're ready to go!

Contact our Killeen, Texas Family & Cosmetic dental office if you have any questions or need additonal information regarding payments, insurance or financing.